Credit Report Inquiries(View Letter)
Inquiry is the term used by the credit and debt industry to describe what happens when businesses request copies of your personal credit history. Certain inquiries can hurt or lower your credit score while others are harmless!
Businesses, with a permissible purposes, can request a copy of your personal credit history and when they do, these inquiries appear on your credit reports and usually remain there for 1 to 2 years.
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