Phone Scripts - Index
If you become nervous and freeze up when speaking with creditors and debt collectors about your delinquent accounts, you'll find these scripts handy as they walk you through what to say, and how to say it.
If you find it difficult to ask creditors or debt collectors to accept a payment plan or a payment lower than what they are demanding, use the free sample scripts listed below (or draft your own using these as a template). These are especially helful when you need to discuss delinquent accounts or negotiate lower payments.
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